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Resource Center
Our Resource Center provides access to the latest education news and updates. Staying current on new student loan forgiveness plans and deadlines, we have carefully curated the most relevant resources to help you stay informed. Start a discussion on a topic that interests you and join the conversation.
Upcoming Policy Changes
May 9th,2024
The U.S. Department of Education (ED) currently expects that the payment count adjustment will be completed by July 1, 2024. When we implement the adjustment, it will automatically be applied to all Direct Loans and FFEL Program loans that are managed by ED at that time. This includes Direct Consolidation Loans that repaid a privately held Perkins or FFEL Program loan and that are disbursed before the adjustment occurs.
Please note that submitting a consolidation application alone does not guarantee any benefits under the payment count adjustment. In general, it takes at least 60 days to process a Direct Consolidation Loan application and to disburse the new loan. This means that if you want to consolidate your loan(s) in order to get the benefit of the adjustment, you should submit a loan consolidation application by April 30, 2024. https://studentaid.gov/announcements-events/idr-account-adjustment
The Future of Federal Student Loan Forgiveness and Educational Loans
May 8th,2024
The Saving on a Valuable Education ( SAVE) Plan Offers Lower Monthly Loan Payments
The Saving on a Valuable Education (SAVE) Plan is the newest income-driven repayment (IDR) plan. Like other IDR plans, the SAVE Plan calculates your monthly payment amount based on your income and family size. In addition, the SAVE Plan has unique benefits that will lower payments for many borrowers.
Changes in the Student Loan Community
May 8th,2024
Student Loan forgiveness has gone through many changes in the last 4 years and they continue to change everyday. Check back often for announcements and Alerts that could affect your forgiveness
May 21st 2024
130 Republicans demand Biden admin withdraw ‘reckless’ $147B student loan bailout
By
Social Links forJosh Christenson
In June 2023, the nation’s top court struck down Biden’s bid to cancel $430 billion in student loans, which the administration argued was legal thanks to a 2003 law designed for military veterans of the Iraq and Afghanistan wars.
So since then, the Education Department has adopted a piecemeal approach to writing off much of that debt based on the Higher Education Act of 1965.
But the Republicans argued in their missive, “The Supreme Court has made it abundantly clear that there is zero authority to write-off federal student loans en masse last June when the Department’s ‘Plan A’ was ruled unconstitutional.
” ‘Plan B’ hinges on creating these extensive regulations based on scant statutory text written in 1965.
“This statute has no history of broad use by any previous Secretary and was previously deemed by this administration as less likely to hold up in court than ‘Plan A,’ ” they added.
Biden, 81, pledged in his 2020 presidential campaign to forgive portions of federally held student loan debt.
Education Secretary Miguel Cardona has said the administration is “unapologetic” about its “commitment to provide relief to as many borrowers as possible as quickly as possible.”
This year, in the run-up to the November election, the president and Vice President Kamala Harris have visited key swing states to tout their administration’s efforts to cancel the debt — a move Republicans have slammed as “buying votes.“